Occupational Fraud is defined as an employee using his or her occupation for personal gain through the deliberate theft or misuse of the assets of the employing organization (see Wells, Joseph T., Occupational Fraud and Abuse, Obsidian Publishing Company, 1997). Business owners, directors of not-for-profit organizations and trustees of employee benefit plans often have misconceptions about occupational fraud and its prevention and, consequently, leave their organization vulnerable to loss. Over the next few weeks we will look at some of these misconceptions and why organizations are not as well protected as they might think. Today’s Topic: Annual Financial Statement Audits.

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When you do something that your bank doesn’t like - overdraw your account, for example - the bank generally charges you a fee as a penalty for doing that. It’s accepted and expected practice, and there really isn’t much that you can do about it.

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There is currently an abundance of free government money available to a majority of the American population. This is primarily due to lack of general public awareness about free government grant programs that are made available each year to taxpaying citizens.

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Learn how Bollinger bands can help you spot perfect places to enter stocks or options for extremely profitable trades.

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With the rapid increase of scams that happen every day, trusting something as good as a free government grant could be pretty hard. But just because there are a few bad apples in a barrel, doesn’t mean that it’s all bad and rotten. Truth be told, these government applications are real and have helped many people.

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The Mexican Peso coin is spectacular in their appearance; for coin collectors one of the most appreciated features of the Mexican Peso coin is the amazing intricacy of the coins design. The Mexican Peso coin, also identified by some coin collectors as the Centanario, has clearly distinct, sharp, and contrasting depictions on both the obverse and reverse sides of this valuable coin. Since the early 1970s coin collectors from America turned to purchasing the peso coin

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Today, no one is unaware of the power of credit card. It wouldn’t be wrong to suggest that you can buy anything by using your credit card. Surely, the availability of credit cards has affected this modern world in style.

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Is it real or is it fake? Protect your hard-earned money by learning how to spot a counterfeit note.

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Krugerrands are, without question, an excellent coin investment. These coins are specifically designed to be invested in; made of gold bullion the Krugerrand is a safer type of investment simply because the price of gold withstands the test of time. Stocks and other forms of investments can be tremendously and sometimes frighteningly volatile, but the values associated with these coins do not demonstrate such volatility.

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Suzan Lynn Orman was born to Ann and Morry Orman in Chicago, Illinois. Both her parents were Russian immigrants of Jewish origin. Her parents owned a deli at Hyde Park in the city. A student of the University of Illinois Urbana-Champagne, she earned a Bachelor of Arts degree in social work from here.

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